mBPR

Mobile Banking for Bank Perkreditan Rakyat

An end-to-end mobile banking solution designed specifically for BPR, providing a secure and easy-to-use digital channel.

Mobile Banking for Bank Perkreditan Rakyat

Three Integrated Components

mBPR combines a customer-facing mobile app, an operational back office, and a secure core API into one cohesive platform.

Mobile App

Customers access account info, transfers, bill payments, savings, deposits, and financing directly from their smartphone.

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Back Office

Bank staff manage customer accounts, monitor transactions, configure system limits, send notifications, and generate reports.

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Core API

The backend connects the mobile app to core banking, payment gateways, and biller aggregators with full logging and audit trail.

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Everything Your Customers Need
Mobile App Features

Everything Your Customers Need

The mBPR mobile app gives BPR customers the same digital banking experience they expect from larger banks.

  • Multi-layer authentication and security
  • Real-time balance, mutations, and account details
  • Transfers and bill payments (pulsa, electricity, etc.)
  • Savings, planned savings, and deposit management
  • Financing monitoring and digital installment payments

Why mBPR

Built to address the unique needs of Bank Perkreditan Rakyat in going digital.

Increase Service Accessibility

Accelerate digital adoption and make financial services more accessible for BPR customers.

Drive BPR Digitalization

Provide a modern digital channel that supports the transformation of BPR services.

Support UMKM

Help UMKM customers manage savings, financing, and transactions independently.

Secure & Controlled

High security standards with operational controls, audit support, and regulatory compliance.

Frequently Asked Questions

Common questions about mBPR.

mBPR is an end-to-end mobile banking solution designed specifically for Bank Perkreditan Rakyat (BPR). It provides a mobile app for customers, a back office for bank operations, and a core API that connects everything to the bank's existing systems.
mBPR is built for BPR and BPRS (Bank Pembiayaan Rakyat Syariah) that want to offer digital banking services to their customers without building a mobile platform from scratch.
Yes. The mBPR Core API connects to your existing core banking system, payment gateways, and biller aggregators via REST API with full security, logging, and audit trail support.