mBPRDigital Banking Software for BPRs
White-label software for Bank Perekonomian Rakyat (BPR): core banking plus a mobile banking app, back office and API — delivered for your BPR to run under its own brand.
Why mBPR
Bringing BPR banking to every customer’s phone.
mBPR is built around five goals for BPRs and the communities they serve.
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01Wider access to services
Speed up the adoption of digital technology in the economy, making financial services more efficient and easier to reach.
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02Digitalisation for BPRs
A modern digital channel that supports the transformation of BPR services.
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03Happier, more engaged customers
Fast, secure and easy services that build customer comfort, trust and loyalty.
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04Support for MSMEs
MSME customers can manage their savings, financing and transactions on their own.
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05A secure, controlled system
High security standards, operational control, and support for audit and regulatory compliance.
Wider access to services
Speed up the adoption of digital technology in the economy, making financial services more efficient and easier to reach.
Digitalisation for BPRs
A modern digital channel that supports the transformation of BPR services.
Happier, more engaged customers
Fast, secure and easy services that build customer comfort, trust and loyalty.
Support for MSMEs
MSME customers can manage their savings, financing and transactions on their own.
A secure, controlled system
High security standards, operational control, and support for audit and regulatory compliance.
The solution
Three parts that work as one.
Alongside its core banking, mBPR comes with three integrated components that deliver mobile banking that is secure, modern and fits the needs of a BPR.
mBPR Mobile App
A mobile app that lets customers check their accounts, transfer money, and follow their savings and financing on their own, from their smartphone.
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Security & authentication
Layered authentication keeps customer access and transactions secure.
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Account information
Balance, account history and account details in real time.
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Transfers & payments
Transfers and everyday payments such as mobile credit and electricity.
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Savings & deposits
Manage savings, planned savings and time deposits.
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Financing
Follow financing and pay instalments digitally.
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Customer service & notifications
Information, notifications and communication with the bank.
mBPR Back Office
A web-based system for BPR staff to manage customers, monitor transactions, set up the system and prepare operational reports.
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Customer management
Manage customers’ mobile banking accounts and access from one place.
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Transaction monitoring
Follow customer transaction activity in real time.
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System configuration
Set transaction limits and features to match bank policy.
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Notifications & broadcast
Send information and announcements to customers.
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Reporting & monitoring
Operational reports and service usage statistics.
mBPR Core API
The back-end that securely connects the mobile app to core banking, payment gateways and biller aggregators, with logging and an audit trail.
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Core banking integration
Connects the mobile app to the BPR’s core banking system.
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Payment & biller integration
Supports payments through integrated third parties.
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Security & data encryption
Protects data and transactions to banking security standards.
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Logging & audit trail
Records system activity for audit and compliance.
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Scalable architecture
Ready for new services and future growth.
Solution diagram
How mBPR fits together.
Customers and BPR staff each have their own way in. Both meet at the mBPR server, which connects to the BPR’s core banking system and to payment partners.
Who uses it
- REST API
Customers
mBPR mobile app
White-label app under your BPR’s brand
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BPR operators
mBPR Back Office
mBPR Server
Core API
Connected to
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mBPR core banking
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Payment gateway
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Biller aggregator
Frequently Asked Questions
Everything you need to know about mBPR.