Payment and banking software for Indonesia.
For banks, BPRs, fintechs, regional governments and businesses. Built in-house in Jakarta since 2014, and run by our clients under their own brand, on their own infrastructure.
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Our featured products
A few of our main products. All are white-label, run under your brand.
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Switching & Middleware MiOS Switching and middleware that connects banks, fintechs, billers and third parties. Learn more -
BI-SNAP Gateway M-SNAP Open banking APIs to Bank Indonesia's SNAP standard, as a provider or a consumer. Learn more
- Guardian Real-time fraud detection that stops fraud before funds move.
- AI products 6 Agentic Office, Agentic Insurance and more: AI employees that work inside your processes.
- Bank in a Box Fifteen banking products in one platform, on-premise.
- See all 26 products Five groups, from payment switching to AI.
Matajari in numbers
Payment, banking and AI software that we build ourselves in Jakarta.
- Years Building payment and banking software since 2014.
- 12+
- Products From payment switching to AI.
- 26
- Services From system integration to AI implementation.
- 6
- Clients Including Bank Muamalat, BPD Net and the Ministry of Transportation.
- 9
Services
We build, install and look after systems together with your team.
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System Integration & Middleware
Connect core systems, payment networks, partners and devices, in payments and well beyond, through reliable middleware.
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Custom Software Development
Tailored software built to your exact requirements with proven fintech and enterprise expertise.
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Platform Deployment & Management
We deploy, configure, and maintain our platforms at your site with ongoing monitoring and support.
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Technology Consulting
We assess your infrastructure, design optimal architectures, and create roadmaps for digital transformation.
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PJP Licensing Consulting
We help you meet Bank Indonesia's technological requirements to obtain and maintain your PJP license.
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AI Consulting & Implementation
We help you put AI to work in your business, handling tasks from daily support to core operations, so your team can focus on what matters.
New
New
AI that works inside your business processes.
AI agents that prepare documents, read claims and check data, while the decisions that matter stay with your team.
Our AI products
See all 6 AI products
From payment switching to AI.
Pick a year to read what happened.
2014
Founded and entered fintech
Matajari was founded and entered the fintech industry, developing payment solutions in-house.
Collaboration with OpenWay
Collaborated with OpenWay Group, a leading payment solution company worldwide, rated "Strong Positive" by Gartner.
2020
IoT and R&D
Started IoT projects and research & development.
2023
Open Banking
Started our Open Banking journey in 2023 and released it in 2024.
2025
AI and agentic
Started AI and agentic projects and research & development.
Tell us about the system you want to build.
Our team will help map your needs to the right product or service.








