Payment Point Online Bank

PPOBBills and Top-ups, Paid Through Your Bank

A service that lets people buy top-ups and pay their bills quickly and easily, using the banking system.

Why PPOB

Every month, the same bills.

Every month people have to pay a range of bills, such as electricity, water (PDAM), internet and telephone. Pay late and there is a fine. But not everyone has time to go out and queue at a payment point.

This month

Electricity
Water (PDAM)
Internet
Telephone

Paid late? A fine is added.

And paying usually means a trip and a queue.

What is PPOB?

A service that lets people buy and pay their bills easily and quickly, using the banking system.

Services available

01 Mobile credit and data packages
02 Electricity tokens and bills (PLN)
03 Water bills (PDAM)
04 Telephone bills

Benefits

Easy for customers, a business for the people around them.

01

Flexible

Bills can be paid anytime, anywhere.
02

Extra income

A business opportunity, with the people around you as your market.
03

Easy

A simple payment system that is easy to operate.

How it works

A few taps for every bill.

Choose a service to see what the customer fills in. Tap any step to jump to it.

Biller list

340 products, one connection.

The PPOB biller list covers bill payments and prepaid reloads, from electricity and water to mobile credit and e-wallet top-ups.

340 products in the biller list

Water (PDAM) 222
Regional water utilities across Indonesia · Bill payment
Data packages 48
Telkomsel, Indosat, XL, Axis, Three · Prepaid reload
Mobile credit (e-voucher) 44
Telkomsel, Indosat, XL, Axis, Smart, Three · Prepaid reload
E-wallet top-up 23
OVO, DANA, GoPay · Prepaid reload
Electricity (PLN) 2
Prepaid and postpaid · Bill payment
Postpaid mobile 1
Telkomsel HALO · Bill payment

Biller list as of August 2024.

Is your PDAM listed?

222 PDAM listed

DKI Jakarta - AETRA
DKI Jakarta - PALYJA
Kota Semarang
Kota Manado
Kota Bogor
Surabaya
Banjarmasin
Kab. Bogor
Kota Balikpapan
Kota Surakarta
Kab. Banyumas
Kab. Cilacap (Reguler)
Kab. Purworejo
Kota Depok
Palembang
Kota Malang
Sidoarjo
Kota Bandarlampung Way Rilau
Kota Samarinda
Intan Banjar
Kab. Bandung
Kota Payakumbuh
Menang Mataram
Kota Padang
Kab. Padang Pariaman
Kab. Wonosobo
ATB Batam
Kab. Probolinggo
Kota Jayapura
Barabai
Kab. Bangka Barat
Makassar
Kab. Balangan
Kab. Mamuju
Kota Pontianak
Kota Denpasar
Palembang (ATS)
Tirta Alami Kab. Tanah Datar
Sampit
Tirta Jam Gadang Kota Bukittinggi
Kab. Solok
Kab. Berau
Kab. Bojonegoro
Kab. Klaten
Kab. Polewali Mandar
Kab Cianjur
Indramayu
Tasikmalaya
Subang
Kota Sukabumi
Kab Gresik
Kota Pasuruan
Kab. Sukabumi
Kab. Boyolali
Kab. Malang
Kab. Karanganyar
Kab. Kebumen
Kab. Kudus
Kab. Pati
Kota Magelang
Kab Situbondo
Kab Sukoharjo
Kab. Madiun
Kab Jepara
Kab Banyuwangi
Kab Jember
Kab Jombang
Kab Garut
Kab. Pekalongan
Kab Ponorogo
Tirta Mayang Kota Jambi
Kota Kediri
Kab. Nganjuk
Kota Tomohon
Kab. Bone
Kab. Minahasa Utara
Kab. Badung
Kab. Tangerang
Kab. Buleleng
Tembilahan
Tirtabina Rantauprapat
Kab. Pessel
Kab. Kendal
Kab. Magelang
Kab. Semarang
Kota Bandung
Kab. Purbalingga
Kab. Sragen
Kab. Sleman
Kab. Bantul
Kab. Gunung Kidul
Kota Yogyakarta
Kota Cilegon
Kota Salatiga
Kota Bekasi
Kab. Rembang
Kab. Blora
Kab. Bekasi
Kab. Brebes
Tirta Multatuli Kab. Lebak
Kab. Kulon Progo
Kota Tegal
Kab. Kerinci
Kab. Karawang
Kab. Aceh Jaya
Kab. Bengkayang
Kab. Aceh Barat
Kab. Sambas
Tirta Jati Kab. Cirebon
Kota Cirebon
Tirta Silaupiasa
Kab. Ciamis
Kota Singkawang
Kab. Sanggau
Tirta Monpase Kab. Aceh Utara
Kab. Ketapang
Kab. Menpawah
Tarutung
Kab. Kapuas Hulu
Kab. Purwakarta
Kab. Cilacap (Non Reguler)
Tirta Raya Kab. Kubu Raya
Kab. Magetan
Kota Wisata Batu
Tarakan
Kab. Tulungagung
Mojokerto
Kab. Bangkalan
Kab. Bondowoso
Tirta Tuah Benua Kutai Timur
Tirta Daroy
Kota Kupang
Ngawi
Kab. Tuban
Tabalong
Kab. OKU Selatan
Kab. Prabumulih
Kab. Muaraenim
Sumbawa
Kota Bengkulu
Kab. Arga Makmur
Kab. Lumajang
Tapin
Kota Banjar
Tirta Randik Kab. Musi Banyuasin
Tirta Tamiang Kab. Aceh Tamiang
Tirta Mountala Kab. Aceh Besar
Tirta Aneuklaot Kota Sabang
Kab. OKU Baturaja
Tangerang - AETRA
Kota Palopo
Kota Ternate
Kab Blitar
Kab Gianyar
Kab. Tanjung Jabung Barat
Watampone
Pancuran Telago Kab. Muara Bungo
Kab. Tirta Betuah Banyuasin
Kota Palu
Kab Kediri
Kab Merangin
Bima
Kab Kutai Kertanegara
Kota Pangkal Pinang
Kota Probolinggo
Tirta Komodo
Kab. Batang
Kab. Kuningan
Kota Mojokerto
Kota Bontang
Tirtanadi
Kab. Temanggung
Kab Sikka
Kab. Gowa
Kab. Wajo
Kota Lubuk Linggau
Tirta Sako Batuah Kab. Sarolangun
Kab. Kupang
Tirta Keumueneng
Kab. Sumedang
Kab. Pamekasan
Kab. Sampang
Kab. Majalengka
Kab. Trenggalek
Belopa Kab. Luwu
Tirta Muaro Kab. Tebo
Kab. Pasuruan
Kota Pariaman
Tirta Kualo Kota Tanjung Balai
Kota Gorontalo
Kab. Gorontalo
Kab. Maros
Kota Blitar
Tirta Sanjung Buana Kab. Sijunjung
Kandangan (Hulu Sungai Selatan)
Pangkalan Bun (Kota Waringin Barat)
Kota Parepare
Tirta Bulian
Tirtauli
Kab. Pandeglang
Kab. Gianyar Non Air
Kab. Kotabaru Pulau Laut
Kab. Halmahera Utara
Kab. Banggai
Kab. Luwu Utara
Kab. Timur Tengah Utara
Kab. Malinau
Kab. Sidrap
Kab. Enrekang
Kab. Pasaman
Tirta Kepri
Tirta Siak Kota Pekanbaru
Kab. Limapuluh Kota
Kab. Maluku Tenggara
Kota Kendari
Kab. Lombok Timur
Kab. Sumenep
Tirta Malem
Kab. Agam
Kab. Wonogiri
Kab. Lombok Tengah
Kab. Sendawar

Technology PPOB supports.

It runs on the platforms your IT team already knows.

Operating systems: Linux
Windows

Linux · Windows
Containerization: Docker

Docker
Web server & gateway: Kong
NGINX

Kong · NGINX
Databases: MySQL
Oracle
PostgreSQL
Cassandra
HBase

MySQL · Oracle · PostgreSQL · Cassandra · HBase
Platforms & languages: Java EE
Spring Boot
Android
Python
Flutter
Scala

Java EE · Spring Boot · Android · Python · Flutter · Scala
Big data analytics: Hadoop
Sqoop
Hive
Spark
NiFi
Kafka
Airflow
Flink
Debezium

Hadoop · Sqoop · Hive · Spark · NiFi · Kafka · Airflow · Flink · Debezium
Analytics: Superset
PySpark
scikit-learn
TensorFlow
Prometheus
Grafana

Superset · PySpark · scikit-learn · TensorFlow · Prometheus · Grafana

Frequently Asked Questions

Everything you need to know about PPOB.

PPOB (Payment Point Online Bank) is a service that lets people buy and pay their bills easily and quickly, using the banking system.

Mobile credit and data packages, PLN electricity tokens and bills, PDAM water bills, and telephone bills. The biller list also includes e-wallet top-ups for OVO, DANA and GoPay.

They choose the service, fill in a few details — for example the province, the PDAM and the customer ID for a water bill — and pay.

The biller list includes 222 regional water utilities across Indonesia. Use the search above to check a specific one.

PPOB is a business opportunity: you can serve the people around you who need to pay bills and buy top-ups.