Pasar CerdasRun Your Markets Transparently, With Data
A market management and governance platform that helps market enterprises (PUD Pasar) and regional governments run market operations more transparently, efficiently and on the basis of data.
The challenge
Where market management gets stuck.
Most markets still run on scattered records and manual billing. Five problems keep coming back.
- 01
Revenue that doesn’t add up
A gap can open between the retribution that should be billed and the income that is actually recorded.
- 02
Limited visibility
Management has no real-time picture of bill status, payments and overall revenue.
- 03
Weak control and audit
Without one documented central system, tracing changes to data and reconciling transactions is hard.
- 04
Manual processes
Billing and record-keeping are still manual or semi-manual, which raises the risk of administrative errors and slows operations down.
- 05
Data in many places
Stall, merchant and contract information sits in different records, so there is no single, consistent source of truth.
01 Revenue that doesn’t add up
A gap can open between the retribution that should be billed and the income that is actually recorded.
02 Limited visibility
Management has no real-time picture of bill status, payments and overall revenue.
03 Weak control and audit
Without one documented central system, tracing changes to data and reconciling transactions is hard.
04 Manual processes
Billing and record-keeping are still manual or semi-manual, which raises the risk of administrative errors and slows operations down.
05 Data in many places
Stall, merchant and contract information sits in different records, so there is no single, consistent source of truth.
The solution
Four answers, one platform.
Pasar Cerdas puts every stall, contract, bill and payment in one place.
Pick a challenge to see what answers it
-
Central asset & merchant management
All stall, booth and contract data is managed in one place, so information stays consistent and documented.
-
Automatic, structured billing
Bills are created from active contracts and recorded systematically to keep revenue gaps to a minimum.
-
Digital payment with QRIS & virtual accounts
Every payment through QRIS or a bank virtual account is recorded straight away and easy to reconcile.
-
Data-driven monitoring & audit
Dashboards and transaction history give real-time visibility and a documented audit trail.
Three components
One system for the office, one app for merchants, one for field officers.
The three components work together to deliver a service that is secure, modern and fits how a market runs.
Market Management System
Covers stalls, booths, merchants and contracts, plus rent and fine rates. It handles billing, reconciliation and financial reports, integrates QRIS and virtual account payments, and gives business and technical monitoring dashboards.
Features · 12
-
01Stall management
Details of every kiosk and booth, including location, status and availability.
-
02Merchant data
Merchant profiles and their administrative information, kept up to date.
-
03Merchant contracts
The full life of a contract, from creation to termination.
-
04Contract transfers
Moving contract rights between merchants, following the applicable procedure.
-
05Rate settings
Set and adjust the rates that apply in the market: rent, retribution, fines and more.
-
06Billing
Generate bills periodically and follow their payment status.
-
07Payment reconciliation
Match payments against bills so records stay accurate.
-
08Accounting & financial reports
Financial reports to follow cash flow and market revenue.
-
09QRIS payments
Cash-free payments through QRIS, connected straight to the system.
-
10Bank virtual accounts
Payments through bank virtual accounts, with automatic settlement.
-
11Business dashboard
Key metrics to follow operational and financial performance.
-
12Technical dashboard
User activity and system logs for audit and troubleshooting.
01 Stall management
Details of every kiosk and booth, including location, status and availability.
02 Merchant data
Merchant profiles and their administrative information, kept up to date.
03 Merchant contracts
The full life of a contract, from creation to termination.
04 Contract transfers
Moving contract rights between merchants, following the applicable procedure.
05 Rate settings
Set and adjust the rates that apply in the market: rent, retribution, fines and more.
06 Billing
Generate bills periodically and follow their payment status.
07 Payment reconciliation
Match payments against bills so records stay accurate.
08 Accounting & financial reports
Financial reports to follow cash flow and market revenue.
09 QRIS payments
Cash-free payments through QRIS, connected straight to the system.
10 Bank virtual accounts
Payments through bank virtual accounts, with automatic settlement.
11 Business dashboard
Key metrics to follow operational and financial performance.
12 Technical dashboard
User activity and system logs for audit and troubleshooting.
Merchant App
Lets merchants see their bills, follow payment status and history, and request floor-plan or stall changes directly from their phone.
Features · 3
-
01Bills & payment status
Merchants follow what they owe and whether it’s paid, in real time.
-
02Payment history
Past payments, kept as a reference for administration.
-
03Stall requests & changes
Request a change of stall location or arrangement through the app.
01 Bills & payment status
Merchants follow what they owe and whether it’s paid, in real time.
02 Payment history
Past payments, kept as a reference for administration.
03 Stall requests & changes
Request a change of stall location or arrangement through the app.
Field Officer App
Supports kiosk and booth audits, follow-up of merchants in arrears, geotagged visit records and photo documentation, for accuracy and accountability in the field.
Features · 5
-
01Kiosk & booth audits
Check the physical condition and proper use of each kiosk and booth.
-
02Merchants in arrears
A list of merchants with late payments, ready for follow-up.
-
03Geotagged visits
Each visit records the officer’s location to validate field activity.
-
04Photo documentation
Visual evidence from each inspection, filed straight from the field.
-
05Visit notes
Findings and recommendations recorded as part of the field audit report.
01 Kiosk & booth audits
Check the physical condition and proper use of each kiosk and booth.
02 Merchants in arrears
A list of merchants with late payments, ready for follow-up.
03 Geotagged visits
Each visit records the officer’s location to validate field activity.
04 Photo documentation
Visual evidence from each inspection, filed straight from the field.
05 Visit notes
Findings and recommendations recorded as part of the field audit report.
Solution diagram
Three ways in, one core, one link to the bank.
Merchants, field officers and management each use their own application. All of them meet at Pasar Core, which reaches the bank through the SNAP Client Adapter.
- Merchants Merchant App
- Field officers Field Officer App
- Admin & management Market Management System
Pasar Core
The market back-end system
SNAP Client Adapter
Talks to the bank
Bank
QRIS & virtual account
The parts
- Pasar Core
- The market’s back-end system.
- SNAP Client Adapter
- The adapter that communicates with the bank.
- Market Management System
- The interface for admins and top management.
- Merchant App
- Mobile app for merchants to see and pay their bills.
- Field Officer App
- Mobile app for audits, arrears follow-up and geotagged visits.
How a bill moves
From contract to report, without paper.
Every bill follows the same documented path, so revenue can be traced from the contract all the way to the dashboard.
-
Active contract
Stall, merchant and rate are set in the contract.
-
Bill generated
Bills are created periodically from active contracts.
-
Paid by QRIS or VA
The merchant pays digitally; the payment is recorded straight away.
-
Reconciled
Payments are matched against bills automatically.
-
Dashboard & audit trail
Revenue shows up in real time, with every change documented.
Frequently Asked Questions
Everything you need to know about Pasar Cerdas.