Our products

MiOS connects banks, fintechs, billers and third parties through one switching and middleware layer

M-FAST connects banks to Bank Indonesia's BI-FAST fast payment network

M-SNAP runs BI-SNAP open banking APIs, as a provider or a consumer

M-Viranda issues virtual accounts that make every transaction easy to trace, monitor and manage

Digital remittance platform for faster, safer domestic and international transfers

Guardian detects fraud in real time and blocks it before funds move, installed in your own data centre

M-Money is an e-money system with a mobile app for users and a back office to monitor it

M-Wallet is an e-wallet app for paying, transferring and cashing out from an ATM card or e-money balance

mBPR is white-label core banking and mobile banking software for BPRs

Bill payment and top-up through the banking system, for credit, data, electricity, water and telephone

M-Rida POS combines POS, merchant management and PPOB for retailers with many branches

Sharebite is crowdfunding platform software that lets businesses offer shares directly to investors

AI employees that read claim documents, check coverage and score fraud risk, while your adjusters approve what matters

Digital colleagues that prepare invoices, reminders and documents, while every decision that matters waits for you

Dhiwise is AI-based psychometric assessment software with personality, IQ and EQ tests and study and career recommendations

M-Analytics is big data analytics with a Customer 360 view that shows patterns, trends and insights for faster decisions

Fifteen banking products with a control plane that builds and changes them, on-premise

M-Factory is a software factory for the full development lifecycle, plus a media factory for images, video, audio and text, on your own infrastructure

AFAT is finance, accounting and tax software that keeps an MSME’s books and taxes in order

SkillDive is an e-learning platform and talent pool connecting job seekers with training and companies

MOST lets regional governments monitor online transactions and regional tax in real time

Market management software for PUD Pasar and regional governments, covering stalls, merchants, billing and QRIS/VA payments

Muslim personal assistant software with worship schedules, prayer times, Qur’an and qibla, plus zakat, infaq and digital payments

KOPAS is Sharia cooperative software for members, savings, financing, wallet, store and accounting in one system

M-RMMS is a radar monitoring dashboard that tracks the condition of radars across many locations

AeroControl Suite is flight monitoring software that brings radar, real-time monitoring and air traffic control into one platform