M-FAST

Connect Your Bank to Indonesia's Real-Time Payment Network

A BI-FAST gateway that connects your bank to Bank Indonesia's real-time payment network with 24/7 availability.

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Why M-FAST

Built to simplify BI-FAST implementation for banks with the tools and flexibility they need.

Multi-Format Support

Supports ISO8583, ISO20022, JSON, XML, HTTP, WSDL, SNMP, SMPP, Text Delimiter, and custom formats.

Bank & BI Simulators

Includes built-in simulators for both bank-side and Bank Indonesia-side testing before going live.

Stress Testing

Built-in stress test tools to validate system performance and reliability under load.

AI Inside

Integrated with analytics and AI capabilities through TensorFlow and PySpark for intelligent transaction processing.

Real-Time Payments

24/7 Real-Time Transfers with BI-FAST

BI-FAST is Bank Indonesia's fast payment infrastructure replacing SKNBI. It enables real-time transfers using cards, e-money, and direct-to-account schemes via Payment ID. M-FAST connects your bank to this network.

Real-time settlement at both bank and customer level
Available 24/7 with real-time validation and notification
Proxy address support as an alternative to account numbers
Built-in fraud detection and AML/CFT compliance

Frequently Asked Questions

Common questions about M-FAST and BI-FAST.

M-FAST is a BI-FAST gateway that helps banks implement Bank Indonesia's fast payment infrastructure. It works through a switching and middleware system that supports multiple data and message formats, and can be customized to each bank's needs.

BI-FAST is Bank Indonesia's real-time payment infrastructure that replaces SKNBI (Sistem Kliring Nasional Bank Indonesia). It facilitates payments using cards, electronic money, and direct-to-account schemes with Payment ID, operating 24/7.

M-FAST supports ISO8583, ISO20022, JSON, XML, HTTP, WSDL, Text Delimiter, SNMP, SMPP, and custom formats.