M-Viranda

Virtual Account Management Platform

Trace, monitor, and manage virtual account transactions with a comprehensive payment platform for banks.

Flexible Virtual Account Types

M-Viranda supports a wide range of virtual account configurations to match any billing scenario.

Fixed & Non-Fixed VA Numbers

Choose between static VA numbers tied to customers for recurring payments, or unique per-transaction numbers for one-time use.

Closed & Open Amounts

Bill customers for a fixed amount (closed) or let them input their own payment amount (open) depending on your use case.

Partial Payments

Allow customers to pay bills in installments across multiple payments using the same VA number.

Bill Variable Support

Handle single-bill or multiple-bill payments simultaneously, consolidating several invoices into one transaction.

Platform Architecture

M-Viranda integrates seamlessly with bank systems and supports both offline and online operation modes.

Viranda Core Engine

The main VA engine handling transaction processing, VA lifecycle management (create, update, pay, inquiry, delete), and reporting.

Back Office Dashboard

An admin interface for operators to manage virtual accounts, monitor transactions, and generate reports.

Bank Client Interface

A ready-made interface for bank partners that do not have their own back-end system, enabling them to use VA services immediately.

BI-SNAP Compliant (M-SNAP)

Built-in M-SNAP gateway for standardized communication with partners following Bank Indonesia's SNAP API specifications.

Offline & Online Modes

Operate offline through bank switching or go online with SNAP API integration for direct partner connectivity.

Frequently Asked Questions

Common questions about M-Viranda.

M-Viranda is Matajari's Virtual Account platform that makes transactions within an organization easy to trace, monitor, and manage. It supports the full VA lifecycle including creation, payment, inquiry, and reporting.

Yes. M-Viranda includes M-SNAP, a gateway module that enables communication with partners using Bank Indonesia's SNAP API standard, ensuring regulatory compliance.

Yes. M-Viranda provides a Bank Client Interface specifically designed for bank partners that do not have their own back-end system, allowing them to offer VA services immediately.